check your assigned disembark time - if needed visit guest services as early as possible for a change
settle on-board account
purchase photos
give crew members additional gratuities (not required, only if you wish to)
lay out disembarkation clothes - DON’T PACK EVERYTHING
pack - if using cruise line assisted disembarkation, luggage will need to be left outside your stateroom the night before disembarkation
set an alarm - most cruise lines require you to be out of your stateroom by 8 a.m.

final cabin sweep - don't leave anything behind
have passports & cruise card easily accessible
eat breakfast
book ground transportation
elevators are usually very busy, if you're having difficulty, try going up and riding back down again

Avoid self disembarkation unless your sure you can carry all of your luggage off the ship without any help